You don’t need to be the person who is constantly stressed about money, going from surprise to panic to blame. Or to shock when you ‘suddenly’ get a tax bill. There is no suddenly about it if you’ve banked the money and spent it.
Remember – it’s not all yours, some has to go to the tax man.
But are you always on top and prepared?
YOU CHOOSE:
Constantly be behind, surprised by ‘unexpected’ bills and outgoings. Roller coaster income and expenditure,
or
a simple plan that works for you to be on time, every time and with money in reserve that you can make work FOR you.
MY TIPS & BONUS DOWNLOAD:
Let me know which is your favourite.
- My absolute top tip is simple: download our “FINANCIAL ACCELERATOR PLAN” PDF. It has 2 Simple Steps towards Financial Growth & Freedom.
Once you have it, take a little time to customise the 2 parts.
Part 1 – this covers what you do/check/update EVERY MONTH.
Part 2 – this covers EACH MONTH throughout the year so you only need to look at the current month once you’ve updated this part.
How easy is that?
But will you do it?
WHY DO IT?
Because you won’t believe how easy it is to get control of your money. You may have heard ‘cash is king’ – so understanding your cashflow, knowing what’s going on AND being ready for everything throughout the year can be really easy with this 2 part plan.
Use it to know the highs, the lows, the ‘normal’ months and the ‘unusual spikes’ – including those annual bills like renewals, tax bills, even accountancy bills.
Don’t ever be surprised again!
OR – don’t bother and continue on the rollercoaster of ups and downs and ‘unexpected’ shortfalls in your bank account or reserve fund.
(You DO have a reserve fund don’t you?) - Use your Calendar to claim time to regularly check your accounts and everything money-related. I personally have a weekly ‘default’ to think ‘MONEY’ every Tuesday. It’s an automatic ‘trigger’ for me. Every Tuesday I ask myself ‘do I need to do anything with money?’
EG: Pay bills, check we’ve received all payments in. Meet up with bookkeepers or accountants. Check account balances. Anything money related.
I also schedule 2 x calls a month with my bookkeeper to review the MMI (see next tip!) - Review the MMI – that’s Monthly Management Information.
It’s a simple spreadsheet that mostly consists of this 2 part download I’m offering completely free. This is easy when you use the “FINANCIAL ACCELERATOR PLAN” I’m giving you in tip 1 and here, today. It’s such a simple process and once personalised, it’s quick and easy to review the 2 parts regularly (see tip 2!).
In fact – it’s so simple that our Bookkeeper updates it and then talks me through it on a zoom call. That means I’m totally up to date, in control and confident. We’re usually done in less than 20 minutes including handling any queries AND having a nice catchup chat.
You can too . . . IF you do it.